We have you covered
Bicycle Queensland offers great value bike riding and e-scooter riding insurance cover. We work closely with our insurance brokers, V-Insurance Group, to design a quality insurance program, while maintaining the lowest possible cost for our members.
The insurance covers you globally for:
- personal accidents;
- income protection;
- and public liability (excluding USA and Canada).
Bike riding insurance covers you 24/7 no matter what type of bike you ride or where you ride, from trails to paths to roads, and whether you ride solo, in a group or in organised riding events (excluding races). It’s included in all Individual, Household and Concession memberships.
E-scooter riding insurance covers you while riding your private e-scooter and while complying with all laws and regulations of the State and/or Territory in which you are riding the e-scooter. It’s included in E-scooter memberships and can be purchased as an add-on to Individual and Concession memberships.
BQ Supporter Memberships do not included insurance.
Personal Accidents
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If you are injured in an accident riding anywhere in the world (even if it is your fault) you’re covered for non-Medicare medical expenses such as physio, private hospital fees, and dental. If you have private health insurance, you can claim your out-of-pocket expenses.
Income Protection
![](https://bq.org.au/wp-content/uploads/2023/03/BQ-income-potection-300x300.png)
If you are unable to work as a result of a riding accident anywhere in the world, you’re covered for loss of income. Protection includes 85% of your income (up to $800/wk).
Public Liability
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If you are held liable for a negligent act resulting in property damage or bodily injury to a third party (excludes while riding in USA or Canada), you’re covered for public liability insurance of up to a $20 million.
Please refer to our Member Summary of Cover for bike riding and for e-scooter riding, or visit the V-Insurance Group page for further information.
How to make a Personal Accident or Public Liability Claim
If you are an eligible member of Bicycle Queensland and you have suffered an injury or caused an accident while riding your bike or e-scooter, please contact us on (07) 3844 1144 or email membership@bq.org.au to discuss how to make a claim.