We have you covered
Bicycle Queensland memberships* offer great value bike riding insurance cover. We work closely with our insurance brokers, V-Insurance Group, to design a quality insurance program, while maintaining the lowest possible cost for our members.
Our memberships* provide you with worldwide personal accident cover, income protection, and public liability insurance within Australia. You’re covered 24/7 no matter what type of bike you ride or where you ride, from trails to paths to roads, and whether you ride solo, in a group or in organised riding events (excluding races).
* Excludes BQ Supporter Memberships
Public liability insurance for e-scooter riders is also available! You can purchase this as an add-on to Individual, Concession or BQ Supporter memberships.
If you are injured in an accident riding anywhere in the world (even if it is your fault) you’re covered for non-Medicare medical expenses such as physio, private hospital fees, and dental. If you have private health insurance, you can claim your out-of-pocket expenses.
If you are unable to work as a result of an accident on your bike anywhere in the world, you’re covered for loss of income. Protection includes 85% of your income (up to $800/wk).
If you are held liable for a negligent act resulting in property damage or bodily injury to a third party within Australia, you’re covered for public liability insurance of up to a $20 million.
Here’s a snapshot of the insurance benefits available to Bicycle Queensland members in the event on an accident, regardless of fault:
|Non-Medicare Medical Expenses||85% up to $7,500 ($50 excess. Nil excess if covered under private health insurance)|
|Rehabilitation Benefit||Up to $10,000|
|Loss of Income||85% up to $800 per week (28 day waiting period)|
|Student Tutorial Benefit||100% of $200 per week (7 day waiting period)|
|Accommodation and Transport Benefit||Up to $500|
|Bedcare Benefit||Up to $200 (48 hour waiting period)|
|Chauffeur Benefit||$200 per week to a maximum of $5,000|
|Domestic Help Benefit||100% of $200 per week (7 day waiting period)|
|Parents Inconvenience Benefit||100% of $200 per week (7 day waiting period)|
|Out of Pocket Expenses||$200 per week to a maximum of $2,000|
|Unexpired Membership Benefit||Up to $500|
|Modification Benefit||80% of costs to a maximum of $10,000|
|Permanent Disability||Up to $100,000|
|Death Benefit||$50,000 aged 18-65 years|
$20,000 aged under 18 or over 65 years
|Injury you cause to someone else||$20 million ($1,000 excess)|
|Damage you cause to someone else’s property||$20 million ($1,000 excess)|
Please refer to our Member Insurance Program Summary or visit the V-Insurance Group page for further information.
How to make a Personal Accident or Public Liability Claim
If you are an eligible member of Bicycle Queensland and you have suffered an injury or caused an accident while riding your bike or e-scooter, please contact us on (07) 3844 1144 or email email@example.com to discuss how to make a claim.